Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.
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Contributions are tax-deductible, withdrawals and interest are tax-free. You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.
Both medical and pharmacy claims apply to the same deductible. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. All three plans offer comprehensive coverage for preventive care.
For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.
Learn more about our non-discrimination policy and no-cost services available to you. In some cases you may also pay a separate prescription drug deductible first before you can pay copayments. Other covered services may be subject to deductible and coinsurance. These services and supplies may be subject to your deductible and coinsurance. When you receive preventive care out-of-network you may pay more out-of-pocket.
After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.
This plan is eligible for an HSA. You pay toward hospital costs until your deductible is met. Other covered services may be subject to deductible and coinsurance.
Compare Plans | BCBSNC
You can choose to purchase maternity or dental coverage with your health care plan. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.
You have the freedom to see out-of-network doctors and can visit a specialist without referral. Choose from a range of options to suit your budget.
At a network pharmacy, you pay only a convenient copayment.
A separate pharmacy deductible may apply. After you meet your deductible, you pay your coinsurance amount. Get a Free Quote. Pre-existing condition waiting periods may also apply. Deductibles, coinsurance, limitations and exclusions apply to this coverage.
Blue Advantage Saver | BCBSNC
Rates are effective January 1,through December 31, Before your deductible is met, you pay blueadvntage total cost of your care. Includes a variety of services important to your good health. Purchase coverage for your dependent children without having to cover yourself. You’ll get comprehensive medical coverage at rates that fit your budget.
BCBSNC Compare Blue Advantage to Blue Options HSA
Dental Blue is a separate product that provides dental-only coverage and is available at an additional rate. Maternity coverage is offered through Blue Advantage at an additional cost. Some Blue Advantage Saver plans offer limited office visits. The content contained in this site is maintained by NCHealthplans. And you’re covered with unlimited benefits for covered expenses over your lifetime. Serving North Carolina residents since With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium.
You pay a copayment for prescription drugs. You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses.
Access your policy information, plus health information, tools and resources on your secure member site. You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips.
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.